Utility bills and airtime, paid in a few taps

Electricity tokens, airtime and utility bill payments for Nigeria, on the web.

The PayS homepage for buying electricity tokens, airtime and utility bills in Nigeria.

pays-app.io(opens in a new tab)

Client: PayS
Sector: Fintech
Discipline: Web apps
Service: Web apps
Payments: Flutterwave, Paystack, Stripe

The brief

Buying an electricity token or topping up airtime should take seconds, not a trip through a bank app and a USSD menu. With Ikeja Electric — one of Nigeria's largest electricity distributors — as its biggest client, the platform had to hold up at a volume where a percentage point of failed transactions is thousands of people left without power.

What we built

Electricity token purchase, airtime top-up and utility bill payment
Payment flows built around retry and confirmation, not optimism
Receipts and transaction history that survive a failed network
A web platform matching what the app does on device

Results

Measured against the baseline agreed at the audit.

$30M+
Processed monthly: 200,000+
Active users: 90%+
Transaction success rate

Monthly volume is utility payments and excludes the marketplace. Ikeja Electric, one of Nigeria's largest electricity distributors, is PayS's biggest client — a client of PayS, not of PlumAutomate.

More about web apps